Articles & Videos
Explore educational articles and videos covering retirement planning, Social Security, tax strategies, investing, and financial planning topics.
Working With Us
Our first priority is helping you take care of yourself and your family. We want to learn more about your personal situation, identify your dreams and goals, and understand your tolerance for risk. Long-term relationships that encourage open and honest communication have been the cornerstone of my foundation of success.
What Does A Financial Advisor Do?
We create strategies that are tailored to your needs and goals.
What Is A CFP® Professional?
Years of experience have prepared us to guide you through your life transitions.
Are You A Fiduciary Financial Advisor?
Trust. Honesty. Integrity. We believe values matter, and we live by ours every day.
What Should I Expect During Our First Meeting?
Want to learn more about retirement, social security, or estate strategies? We have a wealth of resources.
How Often Will We Meet With Our Financial Advisor?
Your meeting schedule is driven by your life—not a calendar. Meet as often as needed, with at least one annual review to keep your plan on track.
Do You Work With Clients Virtually Or In Person?
Whether you prefer to meet in person or remotely, we make financial planning convenient, secure, and accessible wherever you are.
What Makes Coastal Wealth Management Different From Other Financial Advisors?
Discover our planning-first approach, personalized service, and commitment to building long-term relationships—not just managing investments.
How Often Should I Review My Financial Plan?
Life changes, markets evolve, and your plan should too. Learn when it's time to revisit your financial strategy.
Retirement Planning
Explore articles covering retirement income, withdrawal strategies, healthcare planning, Social Security decisions, and other retirement-related topics.
How Much Money Do I Need to Retire Comfortably?
Learn the factors that determine your retirement number and whether you're on track.
How Do I Create Reliable Retirement Income?
Retirement isn't just about saving—it's about creating income you can depend on.
What Happens If My Financial Advisor Retires Before I Do?
Your retirement may last 30 years or more. Will your advisor be there for all of it?
What Are The Biggest Risks Retirees Face?
Many retirees worry about running out of money. Discover the most common retirement risks and strategies that may help address them.
Tax Planning
Taxes can significantly impact retirement income and long-term wealth. Explore educational articles covering Roth conversions, retirement tax strategies, capital gains, Medicare premium surcharges (IRMAA), Required Minimum Distributions (RMDs), and other ways to help keep more of what you've earned.
How Can Retirees Reduce Their Tax Bill? Strategies To Keep More Of What You've Earned
Explore tax strategies that may help retirees reduce lifetime taxes and keep more of their retirement income.
What Is A Roth Conversion? A Complete Guide For Retirement Planning
Learn how Roth conversions work, their potential benefits, and when they may fit into a retirement tax strategy.
Should I Convert My Traditional IRA To A Roth IRA?
Discover the factors to consider when deciding whether a Roth conversion makes sense for your situation.
How Does a Large Capital Gain Affect Medicare Premiums (IRMAA)?
Before selling a major asset, understand how the transaction could affect your taxes, Medicare premiums, and retirement income plan.
Social Security
Social Security is one of the most important retirement income decisions you'll make. Explore articles explaining benefit calculations, claiming strategies, spousal and survivor benefits, taxation, and ways to maximize your lifetime retirement income.
Can I Work While Collecting Social Security?
nderstand how working before or after full retirement age can affect your Social Security benefits, earnings limits, and future monthly payments.
When Should I Claim Social Security?
Learn how claiming age affects your monthly benefit and discover the factors that can help you decide the best time to begin collecting Social Security.
How Are Social Security Benefits Taxed?
Find out when Social Security benefits may become taxable and learn strategies that may help reduce taxes during retirement.
What Happens If I Claim Social Security Early?
Explore the long-term impact of claiming benefits before full retirement age, including permanently reduced payments and other important considerations.
Can My Spouse Receive Social Security Benefits Based On My Record?
Learn how spousal benefits work, who qualifies, and how claiming decisions can affect your household's lifetime Social Security income.
What Happens To Social Security When One Spouse Dies?
Understand how survivor benefits work, what happens to existing payments, and the options available to a surviving spouse after a loss.
How Is My Social Security Benefit Calculated?
Discover how your earnings history, work record, and claiming age determine your Social Security benefit and future retirement income.
What Mistakes Should I Avoid When Claiming Social Security?
Explore some of the most common Social Security claiming mistakes and learn strategies that may help maximize your lifetime retirement benefits.
Investment Management
Investment decisions can have a significant impact on long-term financial outcomes. Explore articles covering portfolio construction, diversification, market volatility, asset allocation, and retirement-focused investment strategies.
How Should My Investments Change As I Approach Retirement?
Learn how investment strategies often evolve as retirement approaches and the factors that may influence portfolio adjustments.
Is It Better To Invest A Lump Sum Or Dollar-Cost Average?
Compare the advantages and tradeoffs of investing all at once versus spreading investments over time.
What Should I Do During A Market Correction?
Discover practical steps investors can take during market downturns and common mistakes to avoid.
What Is Diversification And Why Is It Important?
Understand how diversification works and why spreading risk across investments can help support long-term goals.
Business Owners
Owning a business creates unique financial planning opportunities and challenges. Explore articles covering retirement plans, tax strategies, business succession, cash flow, employee benefits, and ways to build personal wealth while growing your business.
What Retirement Plans Are Available For Small Business Owners?
Compare retirement plan options for business owners, including SEP IRAs, Solo 401(k)s, SIMPLE IRAs, and other strategies to help maximize retirement savings.
SEP IRA vs Solo 401(K)
Compare the key differences between SEP IRAs and Solo 401(k)s, including contribution limits, eligibility requirements, and which plan may better fit your business.
How To Reduce Taxes As A Business Owner
Discover tax planning strategies that may help business owners reduce taxes, increase retirement savings, and improve long-term financial efficiency.
Life Events
Major life events often require important financial decisions. Browse articles covering retirement, inheritance, divorce, the loss of a spouse, career changes, home sales, and other milestones that can impact your financial future.
What Should I Do After Receiving An Inheritance?
Learn the important financial, tax, and investment decisions to consider after receiving an inheritance and avoid common mistakes during the process.
What Financial Decisions Should I Make Before Retiring?
Explore the key financial decisions to make before retirement, including income planning, taxes, healthcare, investments, and Social Security strategies.
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Under Construction As Of 6/29/26